Independent Mortgage Broker in Uxbridge
Local advice from our Uxbridge office — remortgages, first-time buyer, buy-to-let and more, with access to 90+ lenders.
Get independent, whole-of-market mortgage advice tailored to your circumstances. We compare suitable options from across the market and guide you through the mortgage process.
01 — Tell Us What You Need
Tell us about yourself and the property to get best remortgage deals
02 — We Compare Suitable Deals
View best remortgage rates online and receive them via email
03 — Speak With Your Advisor
Select an option and one of our advisers will contact you to help speed up the remortgaging process
Independent & Whole-of-Market Advice
Speak To A Independent Mortgage Adviser Today
Tell us a little about what you need and one of our FCA-regulated advisers will call you back — no charge, no obligation.
- Independent mortgage advice
- Whole-of-market comparison
- A dedicated adviser from start to finish
Get Independent, Whole-of-Market Mortgage Advice
Your Local Mortgage Broker in Uxbridge
Zinga Financial Services is based right in the heart of Uxbridge, at 192 High Street — so when you’re searching for a mortgage broker in Uxbridge, you’re looking for advice from a team that’s actually local, not a call centre in another part of the country. We work with over 90 lenders to provide independent, whole-of-market mortgage and remortgage advice for homeowners and buyers across Uxbridge, Hillingdon and the wider UB8 postcode area. Whether you’re coming up to the end of a fixed-rate deal, buying your first home near the Metropolitan and Piccadilly line stations, or looking at buy-to-let opportunities close to Brunel University London, our advisors know the local property market and can talk you through your options without any broker fee.
Remortgaging in Uxbridge: What You Need to Know
If your current fixed-rate deal is ending in the next six months, it’s worth starting the remortgage conversation now rather than waiting — lenders typically let you lock in a new rate up to six months ahead, which protects you if rates move before your current deal expires. Uxbridge homeowners we speak with are usually weighing up three options: a new fixed rate for payment certainty, a tracker that moves with the Bank of England base rate, or reverting to your lender’s standard variable rate (almost always the most expensive option, and rarely worth it). Before switching, check your current lender’s early repayment charge, any exit fees, and whether a product transfer with your existing lender might actually beat what’s available elsewhere — we compare all of it, not just the headline rate.
Why Uxbridge Homeowners Choose Zinga
We are FCA-regulated under FRN 752191, based on Uxbridge High Street, and provide independent, whole-of-market mortgage advice. Our advisers are known for clear communication and explaining complex mortgage options without unnecessary jargon.
Uxbridge Mortgage Broker FAQs
Do I need to visit your Uxbridge office in person?
No — most clients handle everything by phone, video call or email, but you’re welcome to visit us at 192 High Street if you’d prefer to talk face to face.
How far in advance should I start my Uxbridge remortgage?
About six months before your current deal ends is ideal, since most lenders let you secure a new rate that far ahead without paying to switch early.
Do you only cover Uxbridge itself?
No — we also work with clients across Hillingdon, Ruislip, Slough, and Hounslow, alongside the rest of London and the Home Counties.
What type of mortgage advice does Zinga provide in Uxbridge?
We provide independent, whole-of-market mortgage advice and compare suitable options from across our lender panel based on your circumstances.
See our full guide to remortgage deals or read about buying your first home. We also cover Slough, Ruislip, and Hounslow.
Trusted Mortgage Advice from Start to Finish
From your first call to the day your mortgage completes, our Uxbridge clients get a dedicated adviser, whole-of-market comparison, and independent advice throughout.
Really Impressed with Zinga… found us a great deal and on top of things from start to finish. Highly recommended..
Stephen Baron




Considering a Remortgage?
Whether your fixed rate is ending or you want to review your current mortgage, our advisers can compare suitable options based on your circumstances.

lovepreet singh
3 weeks ago
Seema Babber provided outstanding service while guiding me through my mortgage process. She was always quick to answer my questions, proactive in finding solutions, and dedicated to securing the right terms for my financial situation. Her transparency, patience, and clear communication gave me complete confidence every step of the way. If you are looking for a reliable, expert mortgage professional who genuinely advocates for you, Seema is the one to call!
ramandeep kaur
3 weeks ago
Seema Babber provided an outstanding mortgage service from start to finish. She was always quick to respond, answered every question clearly, and made the whole mortgage process simple and stress-free. Her knowledge, professionalism, and excellent guidance were exceptional. I highly recommend Seema to anyone looking for a reliable and trustworthy mortgage advisor. Thank you for the first-class service.
Sayantan Chakravorty
3 weeks ago
Buying a house in the UK can be an overwhelming process, but working with Aditi Sinha made our home-buying journey smooth and stress-free. From day one, Aditi went above and beyond to guide us through every single step. What truly sets her apart is the personal touch she brings—she didn't just find us a great mortgage rate; she shared invaluable insights and tailored advice that made us feel completely supported. Thank you, Aditi!
fozia kajani
1 month ago
“I can’t recommend Arifa highly enough. She helped me secure great mortgage deals on two separate occasions, and Both times the service was outstanding. From the very start, she was clear, patient, and took the time to explain every step in plain language so I always knew exactly where I stood. She worked efficiently to gather documents, handle queries, and navigate the process smoothly, taking a huge amount of stress off my shoulders. She expertise and proactive approach made what I thought would be complicated straightforward and manageable. Arifa took on all my stress upon herself, I was so stress free once she had sorted my mortgages out . If you’re looking for reliable, trustworthy guidance and great rates, choose Arifa , I would highly recommend her — thank you again
Waseem
2 months ago
Arifa was very helpful with my mortgage and understanding about my mortgage rate too
Samad Khan
2 months ago
Many thanks to Arifa who quickly managed to get my mortgage application in principal then fully agreed. Great service thanks for your help.
Karolina W
2 months ago
I cannot recommend Aditi Sinha highly enough. As a first-time buyer, the mortgage process felt overwhelming at times, but Aditi made everything clear, straightforward and stress-free from start to finish. Aditi was incredibly knowledgeable, professional and patient throughout the entire process. She took the time to explain all of my options, answered countless questions promptly, and always made me feel supported and informed. Her communication was excellent, and she kept me updated every step of the way. What really stood out was Aditi’s dedication and attention to detail. She went above and beyond to ensure I secured the most suitable mortgage and protection arrangements for my circumstances, and she was always available whenever I needed guidance. Thanks to Aditi Sinha, I have successfully purchased my first home, and I am truly grateful for her expertise, support and reassurance throughout the journey. I would not hesitate to recommend her to anyone looking for a mortgage adviser. Outstanding service from beginning to end.
surekha R
3 months ago
I had a very positive experience working with Seema Babber as my mortgage advisor. As a first-time buyer, the mortgage process felt quite stressful and confusing at times, but Seema explained everything clearly and guided me step by step. She was professional, approachable, patient, and always willing to answer my questions. She helped me understand the available options, the documents required, and the next steps in the process, which gave me a lot more confidence. Seema was always approachable whenever I needed support, and she was very fast in responding and progressing things. Her guidance made the whole mortgage process much smoother and less overwhelming. I would happily recommend her to anyone looking for a knowledgeable, supportive, and reliable mortgage advisor.
Nishanth Muniasamy
3 months ago
I cannot recommend Seema Babber highly enough. From the moment our offer was accepted, she took complete ownership of the mortgage process and moved everything forward at lightning speed. She arranged the bank survey immediately and secured our Halifax mortgage approval in just 3 working days, which was incredible. Throughout the journey, we went through several changes from a 5% deposit plan to 10%, multiple document updates, and countless clarifications as first‑time buyers. Seema was always available, always positive, and always patient. She explained every nuance we needed to understand when choosing a property and guided us through each step with absolute clarity. What impressed me most was her flexibility and commitment. No matter how many times we had to adjust things, she handled everything smoothly and professionally. Thanks to her, we were able to secure our dream home without stress. Seema is truly exceptional at what she does, and I’m extremely grateful for her support.
Rajesh Dangwal
3 months ago
Fantastic experience working with Aditi