What is a commercial mortgage?

A commercial mortgage is a loan from a bank, building society or other specialist funding institute that is arranged for the purpose of purchasing or refinancing property that is primarily used for commercial or business use.

Commercial mortgages can be utilised for properties that businesses will trade from or as a way of purchasing an investment, such as a buy-to-let. They can be seen as a complex form of lending; therefore, knowledge of the industry is recommended when arranging.

Why use a commercial mortgage broker?

Here at Zinga, we have an experienced team of advisor who work with a network of leading commercial mortgage lenders.

We know which lenders are the best fit for your business’ specific requirements and, aside from finding your business a competitive deal, we go the extra mile to ensure all parties involved are fully up-to-date with the progress of the deal. Say goodbye to those annoying delays and last-minute hitches!

How are we different?

We offer all the usual perks of a commercial mortgage broker and are often able to access better deals than you would be offered if you approached the commercial mortgage lender directly. However, we don’t think this alone is enough.

• Complete professionalism – we ensure you are informed of each development as and when it happens, and keep in contact with your accountant and solicitor to ensure a seamless transaction.
• Attention to detail – we make sure every ‘t’ is crossed and ‘i’ is dotted, leaving nothing to chance. This reduces the possibility of delays or last-minute hitches, resulting in a timely, professional and accurate outcome.
• Increased appeal to lenders – our experienced brokers know exactly how to package your business to make it attractive to commercial mortgage lenders. We know which lenders to approach for specific products, ensuring the very best deal for you with no upfront fees.